Financing with Putnam Ford of San Mateo

Putnam Ford of San Mateo takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Putnam Ford of San Mateo Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Putnam Ford of San Mateo can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Welcome to Our Financing Department

Welcome to our Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Our Finance Department has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

Once you know which new Ford vehicle is perfect for you and your lifestyle, it's time to get your financing in order. The automotive financing process doesn't have to be intimidating, even if your credit is less than perfect. You just have to connect with the appropriate experts and use the correct tools to make sure you're getting the best new car loan available.

Here at Putnam Ford San Mateo, our goal is to help each one of our customers find the best new car loan for their unique situation. When you work with our experienced finance department, they'll simplify the process and help you get the loan you need. That way, you can focus all of your energy on picking the perfect car, truck, or SUV.

New Vehicle Financing Services

Just before you drive home in your new vehicle from Putnam Ford San Mateo, our Ford vehicle financing experts will walk you through the entire process. Along the way, we'll walk you through all of your options and make sure everything is in line with your budget. We have years of experience assisting all types of different drivers. 

Because we have served so many new car buyers here in Northern California, we know what it takes to work with people who have good credit, bad credit, or even no credit. Even though our finance team uses their experience to help with every specific situation, some customers find it helpful to do some preparation on their own before they come into the dealership. That's where our online Ford financing tools come into play.

Online Vehicle Financing Tools

Even before you come to visit our Ford dealership in the Bay Area, you can start using our new car loan tools online. The loan estimator will help you get an idea of what type of financing you can expect and how your payments will fit into your budget. You can even value your trade and apply for credit online.

Ford Vehicle Financing FAQs

Whether online or in person, we're happy to answer all of your questions about Ford vehicle financing. Every member of our financing team is prepared to help you answer your biggest questions like the following:

  • How is a new car loan different from a lease?
  • How much of a down payment do I need to buy a new car?
  • Do I need someone else to be a co-signer on my new car loan?
  • Can I get a car loan with bad credit or no credit?
  • Is it possible to get a loan for a used car, or is Ford vehicle financing only for new cars?

As we answer your questions, we'll take the time to get to know your personal situation. This way, we can make sure all of our answers are tailored to you.

Ford Financing Incentives

At times, you may be able to find new car Ford specials related to financing. Sometimes the offers will be as simple as cashback, which may not necessarily change the nature of your loan, but will reduce your total cost and therefore the amount you have to borrow in the long run. Other times, you may find new car financing offers like low rates for new car loans.

New Car Financing Services San Mateo

If you're trying to figure out how to get the best new car loan when you buy a Ford, we recommend that you start sooner rather than later. This gives you time to explore all of your options and choose one that is the best deal for you. Contact us today or come visit Putnam Ford San Mateo in person!

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Putnam Ford of San Mateo

    885 N. San Mateo
    San Mateo, CA 94401

    • Sales: 650-931-3124
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Get in Touch

  • Contact our Sales Department at: 650-931-3124
  • Monday10am-7pm
  • Tuesday10am-7pm
  • Wednesday10am-7pm
  • Thursday10am-7pm
  • Friday10am-7pm
  • Saturday10am-6pm
  • Sunday10am-6pm